2009年11月10日,人生又一大事完成,我地間屋成交啦~ bth_a143

响呢兩個月搞左好多野,煩左好多,驚左好多…

首先第一單係銀行打電話俾Sam媽公司問任職情況。結果佢地返黎同Sam媽講,你公司話你0既任職情況係待定,我地有理由相信你份工係不穩定,即代表你無穩定0既入息證明,要暫停你0既貸款申請。

Sam媽癲左…bth_a098

即刻問老細:我個貸款員咁講wor,係咪代表你地準備炒我? bth_a042

老細話,無D 咁0既事,等我幫你搞掂佢!

第一單落幕…

第二單,Sam媽同Sam爸要申請0既MCC (紐約州減稅program)話我地兩個人工高出要求,唔接受。無奶油架,我地計得好清楚,剛剛好架。原來係Sam媽舊年0既花紅同Sam爸讀書0個度出左問題。

搞左一大輪,多得有個好0既貸款員,幫我地左計右計,得左! bth_a024

第三單,從網上得知,MCC 計劃過熱,州政府D 錢用晒! bth_a037

即刻打電話俾貸款員,好彩,我地入紙係之前0既事,無影響~ bth_a096

本來一早就預左11月9號成交0既,點知到左11月6 號MCC都未覆實得唔得,搞到拖累埋銀行0個邊D 手續。

又提心吊膽咁過左一個weekend,星期一終於confirm左第二日closing!!!

到左closing 日,又有野發生…………

因為所有野突然發生,我地應該有但無收到0既一張list,係講應該要帶幾多銀行本票,結果,少左張! 而講緊0既係$6000美金。>.<

對方個律師有權唔收私人支票,甚至即刻cancel 成個交易。

最大鑊係,0個附近無銀行,就算有,當時已經過左working hour,銀行都關晒。第二日係veterans day,銀行唔開bth_a081

不過好彩,大家都係想搞掂件事,所以佢最後應承先收住張私人票,等我地之後拎張本票去換返~

Sam媽都唔記得當日寫左幾多錢支票啦… 因為唔係淨係俾尾數,仲有D 其他費用,例如屋契公司同律師費都一次搞掂。$$$$$$$$$$$$$$$$$$$$$$$$

當所有野搞掂之後,大家都恭喜我地,而我地反而無乜喜悅,因為…… 黎緊0個30年我地要做牛做馬,壓力好大~~~~~~~~~~~~~~~~~~~ bth_a077 bth_a077

好窮,要減SamSam D 糧先得啦!!! wahahahahahaha bth_a065

9 Thoughts on “尋找米國夢 part 5 – 成交

  1. 恭喜晒! 咁多波折終於搞掂晒,咁你地幾時搬得入去呀?
    [版主回覆11/16/2009 23:19:00]未有咁快

  2. 嘩!真係好煩呀~
    [版主回覆11/16/2009 23:19:00]係好Q 煩

  3. Bon Bon on November 15, 2009 at 5:34 pm said:

    雖然一波三折,但終於都 happy ending,真係好!
    [版主回覆11/16/2009 23:20:00]未完…

  4. 買屋始終係開心野黎嘅
    [版主回覆11/17/2009 03:15:00]你點呀,weekend又唔見人wor,忙咩0者?

  5. 小娜執媽 on November 17, 2009 at 10:15 am said:

    我地呢邊今年都好多人買屋﹐你地有無得退8000? 買屋係開心o既聚幕﹐裝修就係惡夢o既開始啦!!
    [版主回覆11/17/2009 10:49:00]yea… we do have the 8k… 你唔好嚇我……………………..

  6. 珍妮花 on November 17, 2009 at 9:03 pm said:

    恭喜你地過咗咁多關最後簽到張約啊.  減 samsam 糧? 你唔會捨得啦 
    [版主回覆11/18/2009 03:31:00]減糧, 我捨得, 個老豆唔捨得~

  7. Congrats !!!  I am still looking for my dream house, I should say my dream apartment.  It seems looking for a Condo is harder than a house.  Good news is $8K tax credit is extended to next April 2010.  Hope I can get one before the dateline…
    [版主回覆11/18/2009 03:29:00]i thought they fade out the amount after a certain time, so make it quick when u can~

  8. I know it is very stressful to buy/sell a house. But finally you get it done. Congrats!!!!
    [版主回覆11/18/2009 22:15:00]thanks!

  9. COFFEE MILK SKY B LITTLE B on November 19, 2009 at 11:53 am said:

    真係一波三折
    我地又係啱啱攪緊上會既嘢 , 攪掂都係未來三十年有排捱

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